How to Connect Your Atomic Wallet to

How to Respond to a Volatile Market Environment

There’s no denying that the stock market can periodically give investors a scare. We were reminded of this again in October when the Dow Jones Industrial Average lost nearly 900 points in under a week, its worse drop since early 2014. When such dramatic movements occur, some people react by running from the market and moving money out of stocks.

Facts You Should Know About Retirement – Before You Retire

Thanks to compound interest, you may be able to make up lost ground fairly quickly on your retirement plan if you put your money into the right investment vehicles. You may also find that there are ways to make extra money for investment purposes. For example, you may discover a way to earn an extra $2,000 or more per month working from home. Placing that $2,000 into a high-yield investment vehicle can do wonders for your retirement plan over time.

Did You Know That Grocers Are Intentionally Ripping You Off?

Ever feel intimidated while shopping? Well you should. Grocers have a ton of tricks they pull on you to get you to impulse buy, buy more than you need, go for the pricy items and lead you into areas of the store you never planned on visiting.

How Much Money Should You Have To Obtain Financial Advice?

The question gets asked often: is financial advice worthwhile? Implicit in this question is: how much money should I have to make financial advice worthwhile? The answer is that it does not depend on how much money you have but what your needs are and whether the advice will provide enough value to justify paying for it. However, there are many common misconceptions about financial advice and what level of service you are getting. The financial services industry is tailored towards people with money – so the more money you have, the more and better quality advice you would get. If you have no money, you have few options which is where the expression comes from; “no money, no advice”. Why is this? Advice is not charged for on its own: its value is combined with products that get sold.

How to Find the Best Banks to Help Shape Your Financial Future

You work hard for your money. Make sure you are working with the best banks to ensure you’re setting yourself up for financial success.

Personal Finance: Save Thousands Without Sacrificing a Dime

Change Your Financial Situation Drastically Without Changing Any of Your Buying Habits. Savings opportunities are all around us constantly. Due to inconvenience and inconsistency we don’t capture them. Having specific software apps on your phone makes saving thousands of dollars a year convenient and simple.

The Difference The Between Rich And Poor

The gap between rich and poor has been growing for decades, along with the feuding between the economic classes. The question is, why is the gap growing? Sure, we have overly paid CEOs that are counted in those statistics, but those are a very, very small percentage of the upper class.

Benefits and Risks of Portfolio Diversification

When you choose to invest your money in different venues, your portfolio is stronger. You could think of various investment options as against putting all your money into a single opportunity.

Asset Location and Tax-Deferral Strategies

Asset location is the selection of where to hold your investments. If you have a qualified retirement account, an individual brokerage account and a ROTH IRA, how do you know which account should hold which assets? Most people, and even most advisors, don’t consider asset location when developing an investment plan.

Easy Guide to the Basics of Personal Finance

The fact is, the world is becoming a harsher place to live in. Even the simplest necessities in life that man needs are now becoming too expensive to obtain. Why do you need to work in the first place? The answer is simple, if you do not work, how are you going to be able to earn your living? You are lucky if someone takes care of you, but if not, you will need to work hard just like the majority of the population. Taking control of your finances and saving as early as possible can provide you and your family a more comfortable life and even early retirement for yourself. Do you really want to work so hard all your life? You are crazy if your answer is yes.

Financial Defense

Most people would like to be debt and financially free, but have no clue how to get there. The reason is we weren’t taught how to be. We were taught how to be in debt.

3 Easy Ways to Save

We all like to save money. Unfortunately, it’s difficult to be disciplined enough to do so on a regular basis. We see something we want and we purchase it. Or maybe our budget is so tight that we can’t even do that. We just scrape by from paycheck to paycheck. Is there a way to be more disciplined and have a little left at the end of each month? Yes. Here are 3 ways that you can start saving money today.

Compute Effective Interest Rate in Excel Instantly

Don’t be fooled. Look into the fine print and compute the right rate that you will actually earn or the right cost that you would actually incur.

Why You SHOULD NOT Contribute to a 401K or Roth IRA

Do you want to be rich? Do you want to be wealthy? Do you want to retire safely? Learn why investing within a retirement account can be detrimental to anyone with grand financial aspirations.

Credit Unions: The Best Choice for High School and College Students

Credit unions are a great option for high school and college-aged students. Because these institutions provide a lower-risk environment for learning about finances, offer easy access to accounts, and feature competitive student loan options, young students should consider joining one.

You May Also Like