Find the Right Financial Advisor for Planning Your Long Term Investment Goals
What is most common about working people all over the world is that they slog to make a living. However, the sad truth is not many plan their finances.Why Do Mexicans Cash Their Checks Inside the Bank and Other Money Oddities
Many Mexicans and Latinos are uniquely suspect of the U.S. banking system. They also don’t trust the ATM machines for check depositing. In this article, I point out the oddity and also theorize why it happens.How To Read Goal Directional Signs
When you are chasing your dreams, you will often encounter signals along your journey that will guide you in the right direction. Learn how to read some of the directional signs that can lead you to your goal finish line.How To Create A Goal Traffic Light
When faced with failure, many persons are not sure if they should continue in their current direction or choose a different path. They may end up persevering with the wrong thing or quitting a good idea too early. How do you know when to stop and when to keep working on a goal?Giving Up On Your Goal
Have you been working towards a long-held dream, but now you feel like you would rather be doing something else with your life? Here’s how you can determine if you should keep going with your dream, or simply give up on your goal.What Falling Oil Prices and a Rising Dollar Mean for You
Two of the most notable economic developments of recent months are the dramatic decline in oil prices and the resurgence in the value of the U.S. dollar against other currencies.Both have an economic impact, which could translate to an investment impact as well. Let’s consider how these two trends might affect the investment markets.Learning to Save Money – The Basics You Need to Know
We live in a society that teaches us how to spend money. While there is nothing wrong with having things, it is important to know how to save money to be able to get them. You must live within your means today so you can live your dreams tomorrow.Married More Than Once? It’s Time to Check Your Social Security Benefit
If you’ve been married more than once, it’s time to check your Social Security benefits. Read below to find out why.How to Save Money by Eliminating Late Fees
You can avoid late fees by practicing my following 3 tips for never paying late fees again. These 3 easy to implement tips will help you to manage your payments better and allow you to put more money aside towards your financial goals and also treat yourself to a little somethiing, something that brings you greater happiness!The Beginner’s Guide for Certificates of Deposit
Certificates of deposit, more commonly known as CDs, are investment instruments that are ideal for situations where you don’t want to take a lot of risk and you don’t need the investment to pay out for a period of months or years. If you don’t cash in the deposit during its investment period, also called the term or the duration, you will earn some interest, plus you’ll have the benefit of having access to cash that you’ve set aside. certificates are relatively low return when you compare them to other opportunities for investment, but they do pay more interest than a typical checking or savings account. So you might say that CDs offer the best of both worlds, with very minimal risk to you.The 3 Secrets of Well Managed Checking Accounts
Checking accounts are such an everyday part of our lives that it’s easy to put them on autopilot and ignore them until there’s a problem. But that’s definitely not a good management strategy, especially since “problems” usually mean that you’re being faced with extra fees – or the challenge of unraveling potential fraud, like unauthorized charges. These problems can cost you a lot of time, money, and stress. So it’s best to head them off rather than deal with them after they happen. Let’s take a look at some of the secrets of well-managed checking accountsWhat’s Next For Social Security? How About a $115 Billion Cut
There is one proposal to cut Social Security benefits that we thought was dead. But it may be coming back to life.Millennials, Stress, and Making Ends Meet
A new survey provides yet another window into the challenges faced by the Millennial generation, (currently 18-33 years old). In December 2014, the U.S. Census told us that 1 in 5 Millennials live below the poverty line and have lower rates of employment compared to their Baby Boomer parents of a similar age. In February 2015, the American Psychological Association (APA) piled on with their own survey and report, “Stress in America: Missing the Health Care Connection.”Is a Robo Advisor Right for You?
There is a lot of information and opinions on the concept of so-called Robo-Advisors. So what exactly as we talking about when we use the term “Robo-Advisor”? This article simplifies the concept and provides guidance for you to make an informed decision.Simple Money Matters
A culture of debt has come to define our way of life making it difficult to give people advice on how to manage their monies. It is indeed an emotional subject. The approach to dealing with debt is made difficult by the fact that people need, want, and desire many things within their “limited” financial resources.