Smart Bill Paying Tips for Online Families
Automatic bill payments are a convenient tool for personal finance, with options to pay each vendor directly from a bank account or credit card. But the responsibility still falls to each consumer to ensure the process works as expected and to maintain control of their finances. What are some things to be aware of with auto-bill pay and what are some tips for keeping control of your budget while still taking advantage of the automation available?First Step In Getting Rich That Nobody Does! Magic Of Financial Statements
Do you know in the way to become rich, probably the first and most important step is writing a financial Statement? Let me show you how to write one.Fear and Greed – Biggest Obstacles to Financial Freedom
Fear and greed are our worst enemies. They are the biggest obstacles in the path to achieve financial freedom. Let’s understand how fear and greed overpower our common sense.Setting Financial Goals – 6 Sure-Fire Ways to Help You With Setting Your Financial Goals!
Do you have financial dreams? Or do you have financial goals? What’s the difference? A financial dream is something you hope for; while a financial goal is something you’ve planned for and prepared for, and are committed to executing until achieved.Unknown Money Saving Tips – 4 Easy Ways to Cash in on These Unknown Money Saving Tips!
There are so many fees today associated with our day-to-day banking transactions. One of the biggest confiscations of our wealth comes from a place that may surprise you! Learn some Unknown Money Saving Tips to better protect yourself.Role Of A Financial Advisor In Sorting Out Your Finances
Money is the most important thing in everybody’s life. There is no need to shake your head horizontally and say, ‘No, I don’t care about money’, because we all do. The world runs on money.Six Tips for Handling an Unexpected Windfall
A surprise payday isn’t as much of a long shot as many may think. It can come in a number of forms – a larger bonus than you were expecting, an inheritance, selling a business, a legal settlement, or maybe even the lottery. While you can’t count on a sudden windfall, there are dozens of scenarios that could result in a life-changing influx of money.Could You Be Tempted by the Lenders Latest Home Loan Offers?
There’s a lot of competition for Australia’s $1.3 trillion home loan market and one could be easy to be dazzled or confused by the variety of offers available.Post-Retirement Money Pinching for Baby Boomers: What to Do to Survive
When baby boomers retire, there is a good chance that retirees will face at least one financial challenge. Be creative (and careful) of how you address this sudden need for funds.Are First Home Buyers Suffering From an Affordable Housing Shortfall?
There’s been a lot of talk over the past few years regarding the affordability of housing across Australia for first home buyers, particularly in major cities such as Sydney and Melbourne. There is truth to this – interest rates are at a record low of 2.The Costs of Passive Fund Investing
There are two main classifications for what type of fund you can purchase in terms of costs. It is important to know how these costs work so you can avoid paying too much for this convenience. These products differ in terms of how they are administered, access to the products and their costs.Behavioural Biases For Individuals
This article touches on an important topic, Behavioral Biases for Individuals. Think about how it applies to you while reading, and feel free to reach out to me with any questions. As individuals we are experiencing two types of biases: cognitive errors and emotional biases. Cognitive errors stem mostly from faulty reasoning and can be divided into two major categories: first category is belief perseverance biases closely related to the concept of cognitive dissonance, where one will ignore or do whatever it takes to avoid contradictory information with his existing cognitions, and the second category is information processing biases which are born from information being processed and used illogically or irrationally. Emotional biases are the result of feelings and experiences influencing our reasoning. Both, cognitive and emotional biases may cause decisions to deviate from what should be rational decisions. But how do we understand, change or work with our biases?The Best Way To Gain Control Over Your Money
Do you remember when you were a child how you’d preciously hold every little penny you were given and safely keep somewhere in your room? You would treat it as though it was your “precious”! Today, everything in the current system is made to keep us far from our money…Considerations for Implementation of a Telecom Expense Management Solution
Telecom expenses incorporate many services such as voice, data, information and other communication assets. It is important that these issues and functions should be fully aired in boardroom discussion so that senior management and the executives are well-informed about the importance of Telecom Expense Management and its implementation.Avoid These 5 Types of People Who Can Harm Your Finances
You may or may not have realized it yet, but the people you surround yourself with may be subtly shaping the decisions you make with your money, and unfortunately, the outcome is often less favorable. Beware of these five types of people who can harm your finances.