What Is Discretionary Income and Why You Should Care
Watching or listening to CNBC and other financial broadcasts can make your head spin. Many of the hosts use words that appear to have originated from another planet and are dismissed as useless financial jargon. However, understanding some of those basic financial terms could serve as your ticket to your own personal financial freedom and success.Personal Financial Management
Financial Management 101 – Regarding: Life Insurance: While working for a life and health insurance company, I learned that “buying term life insurance”, and “investing the remaining money” almost always makes more sense than buying what is called “whole life insurance”. So, “buy term and invest the difference”. What should one invest in?Getting The Help Financial Services Experts
Today, it is very important for people, especially those who are planning to start a family, to know how to manage their finances. Since you can see a lot of interesting merchandise around you, sometimes, you are tempted to buy things that you do not really need or are not really important. And as a result, you lose control in your finances.Interest Rate Rises: 5 Things to Consider
The prospect of interest rate rises is upon us. What things should you consider before they do?Achieve Financial Freedom With Simply Smart Investment
Apply these highlights from Tony Robbins on how to create an income for life without having to work again. Your action plan will include automating a smart investment approach and will be supported by an app assessing your financial future.8 Facts You Need to Know About Claiming Back Your PPI Premiums
Are there really millions of pounds waiting to be claimed for PPI? 75% of UK residents who are entitled to make a PPI claim still haven’t done so and you don’t even need to use a PPI claims management company to do it. Here are the facts about PPI that everyone needs to know.Seven Rules For Generating Wealth From The Book “The Richest Man in Babylon”
From ancient times, man had the desire and ambition to acquire wealth and maintain it. It has been observed that those who became successful in earning money developed certain sound financial principles with their experience. These principles are universal and unchanging.The Underside of the Information World
Your computer could suck you into a dark hole, turning your life upside down. That’s because millions of Americans, who love mobile devices and conduct many financial transactions online, are inviting identity fraud criminals to ruin their lives, says an American Association of Retired Persons expert, who has himself been a victim. “It is one of he fastest growing aspects of fraud out there,” says Christopher Widelo, associate state director in government relations and advocacy for the American Association of Retired Persons in New York.The Failure of Success: Market-Structured Consciousness
Natural human consciousness seems to have morphed into market-structured consciousness. (Coined by author Jay M. Handelman.) A mind overtaken by the financial goals of commercial interests speaks to the concerted efforts of the marketing and public relations industries. We have Edward Bernays, the father of public relations, to thank for fully igniting the mind of commerce.Top 9 Requirements of QDROS
Learn more about qualified domestic relations orders and what is required for one to be legally accepted after a divorce decree. These are the most common 9 requirements for a QDRO.He, She or We Money?
When couples marry, should they combine their finances or keep them separate? The answer might surprise you.Good Personal Financial Habits
This article offers tips on how individuals and households can create good financial habits. These habits will help you maintain long-term financial stability.Financial Planning – Create Surplus
Are you a master of money or a slave to money? Manage your finance with care can earn you an easy and happy life with reasonable luxuries.Let the Young Man Take Care of the Old Man
I received this pearl of wisdom second-hand some years ago. A millionaire associate who was a few years older than me, told me that a millionaire who was many years older than him, gave him this advice. The younger millionaire was telling me that when he first started making a lot of money in his 20s, he wasn’t doing much saving or investing.Don’t Be a Rube
People tend to make things more complicated than they really should be. This goes for many areas of life, but especially with money management and personal finance. I’m here to tell you it can really can be simple.