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Cheques Are A Convenient Way of Transacting

Cheques are a convenient way of transacting especially where huge sums of money are involved. The machines that print cheques come in different varieties and models. There has been a steady increase in the number of business fields that are using cheque printers. This is attributed to the innumerable features that they present. Some of the reasons why you should use cheque printers include:

Ending of the Year Message

How you end a year often determines how you start the year after it, and how you start a New Year often determines how you end the year. The reason most adults have no meaningful accomplishments to celebrate at the end of a year is that they made no meaningful preparations for the end of the previous years and the beginning of the year. Worse still, they do so year after year. It is a pity that out of ignorance, most adults confuse preparation for end of a year with preparation for Christmas and New Year celebrations. This article offers a very reliable guide on the ideal things to do toward the end of a year, in preparation for New Year.

Saving on a Low Income

Want to have some savings but don’t earn enough? Here are a few crucial tips to make that start.

Maximize the Potential of Your Business Clients

Without a doubt, establishing and maintaining retirement benefits are important for all of your business owner clients. Fortunately, we practitioners now have greater options than ever before to help our clients. Current customized specialty programs are more efficient, provide greater benefits and are now possible since the passage of the Economic Growth and Tax Relief Reconciliation Act of 2001 followed by the Pension Protection Act.

Life Settlement Underwriting – The Flip Side of the Coin

Life settlements are fast growing into a staple of the insurance and financial planning world. Most financial professionals have heard of life settlements, which is the sale of a life insurance policy of a senior (age 65 and over) for a lump sum which is greater than the policy’s cash surrender value but less than its death benefit. Policies which are viable for a life settlement are generally those beyond the contestability period wherein the insured has a life expectancy of between 2 and 15 years.

What Financial Advisers Forget to Tell Their Clients

A boxer never sees the big one that hits him. – George Foreman. Do you ever get the feeling that financial advisers are looking out for themselves instead of looking out for their clients? You may be right.

Pros and Cons of FSAs and HSAs – Part II & III

Health Savings Account Plans – Your employer may offer the option of Health Savings Accounts (HSAs). These are coupled with a High Deductible Health Plan (HDHP). Small business owners, self-employed and individuals may also use this program.

Securing Private and Federal Grants

The stabilizing and recovering economy has been good news for everyone, particularly in terms of grants and their funding. Non-profit organizations looking to boost their effectiveness or start new programs are competing with each other to show value in their idea and receive, either from private foundations or by securing federal grants, the funding needed to turn their concept into a reality that helps better their communities. As more and more non-profits are turning to the same sources of funding for grants, even the additional amounts being disbursed by these groups has not made it easier to receive funding.

The Wealth of Well-Being: A Cautionary Tale

The loss of one’s personal-finance equilibrium so often is followed in a domino-type effect by the loss of the intangible wealth of health and happy personal relationships.Since the world of finance is not about to change, the only control we have is over our personal circumstances. By consciously shifting the ways we earn, spend, save and invest via informed choices, we can make a huge difference in our overall quality of life.

Fiduciary Duty

Fiduciary duty-two simple words, yet oh so powerful. Many different types of professionals owe a fiduciary duty to someone-for example, lawyers to their clients, trustees to their beneficiaries, and corporate officers to their shareholders.Two Critically Important:

How to Handle Your Finances After Marriage

This article discusses the importance of creating a joint household budget after marriage. Numerous tips are offered on where savings can be created through combining budgets after marriage.

Video Teller Vs Personal Teller Machine

Learn the differences between a Video Teller and a Personal Teller Machine. What are the benefits of each, and which is more beneficial to have in your bank branch?

15 Ways to Improve Your Finance

There is nothing as important as to take control of your financial situation and activities. If you do not take control of the financial situation, soon your financial situation will be so bad and you will not like it. There are so many ideas of what taking control of one’s financial situation may imply. The most important thing however is for you to ensure that you take a step, however small it may be.

Asset Protection – A Must For The Business Owner

Asset Protection refers to protecting an individuals and businesses from civil judgments by using methods, systems, techniques and procedures developed from statutory law (regulated by Congress or state legislatures) and common law based on court decisions. Asset Protection Planning is a strategic, preemptive preparation to prevent creditors from obtaining assets in the event of a civil judgment. It does not mean that a person ignores his debt obligations.

The Problem With Constructive Dividends

Owners of small corporations typically view their corporation as a personal possession and do not really appreciate the concept of the corporate structure. Accordingly, record keeping in many corporations is inadequate. The resulting problem is that the withdrawal of cash or other properties from the corporation that is not properly documented is reclassified by the IRS as a “constructive dividend”.

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