Refreshing Your Investment Goals for 2015
Personal finance doesn’t work well with too much spontaneity. Dull as it sounds, you need to set some short-term and long-term goals to make sure you earn, save and invest enough to live comfortably. Here are some tips to creating workable goals for 2015.Your Personal Finances and the Most Embarrassing Words in the English Language
We are all responsible for our own personal finances. But with the real unemployment rate in America approaching 20%, is it any wonder that many of us are suffering? And to add insult to injury, the U.S. Census Bureau’s report on income and poverty states in 2013, real median income was 8% lower than in 2007. Clearly, the personal finances of most Americans are not improving; and if you’re waiting on an employer to rescue you, get comfortable. You may be waiting for a long time.5 Ways to Teaching Your Young Child About Money
Due to lack of financial education in our school system, it is even more apparent we need to teach our children about money. Here are 5 ways to help inspire this conversation.The Wealth Equalizer Formula and Your Journey to Financial Freedom
The Wealth Equalizer is a simple formula you can use to calculate where you stand in terms of achieving your financial goals. This article briefly defines “wealth” and provides several examples of how the Wealth Equalizer Formula can help you visualize your financial goals.3 Sad Truths of Why Minorities Struggle Financially – Reversing the Trend
Do you ever wonder why many struggle financially, even if they are making decent money? There’s a gap why U.S. minorities are even worse when it comes to handling their personal finances. The sad part, as time goes on, the gap continues to widen between the have and the have nots. Here are a few ideas on reversing this alarming trend that impact middle-income families the hardest.How to Find a Great First Car
Buying your first car-what an exciting time in your life! Yet sometimes the process can be a little intimidating at first. Use these hints to help you overcome your first-car jitters and start enjoying the ride.How to Move From Failure to Success With Money
Are you afraid of pursuing your wildest dreams because you don’t want to fail? Learn how to embrace the possibility of failure and allow your mistakes to help you to achieve financial success.Preparing for the Next Bear Market, Understanding Drawdown
What is the single most important question to ask yourself (and your financial advisor)? Understanding drawdown can help you survive the next down market, and save or lessen your financial and emotional stress also.Home Storage Gold IRA Is Retirement Security
What is the Home Storage Gold IRA? Learn how you can keep the gold in your IRA at home, protect your investments and your retirement.Money Resolution 4: Earn More
Making more money is a New Year’s resolution that most people would put at the top of their list! But what does it really take to increase your income? Here are some practical strategies that are guaranteed to help you earn more.What Do You Fear More, Outliving Your Money or Dying?
Sometimes people lose track of their personal financial situation. The biggest killer of most financial plans is PROCRASTINATION. If you keep putting it off, tomorrow turns into days, weeks, months, years, and decades! If you’re too busy to take care of your family and future, you’re not living with purpose.How to Make the Most of Your Charitable Giving
One of the biggest mistakes that people make when it comes to giving back is not having a strategy for their charitable contributions. By default, many people put off charitable giving to the end of the year to beat the Dec. 31 deadline for donating to qualified charities.To make the most of your giving, start to plan your charitable gifting strategy for the entire year now.Financial Checklist for Your Thirties and Forties
Your 30s and 40s can usher in a period in which your financial situation becomes increasing complex due to varied and sometimes conflicting priorities and expenses. You may find yourself contributing financially to support aging relatives at the same time you’re providing for your children – and trying to save for long-term financial goals of your own. An unexpected event – whether good or bad – may throw your plans and priorities into a tailspin.The Necessity Of Lease Services
People who have spent a significant time in the corporate world must be aware of the fact that it requires lots of efforts and regular flow of money to reach the new horizons. But, the most important step is to find the right office space.Medical Costs: One of the Biggest Threats to Your Financial Health
Whether you are insured or not, an unexpected medical emergency could wipe you out financially. An inside look at how spiraling medical costs are causing many Americans to experience a financial meltdown.