Overview of Angolan Economy
Angolan economy benefits from its low external debt, its position as one of the leading oil producers in Africa, reduced political uncertainty post favourable election results, growing forex reserves, improving institutional infrastructure after starting a sovereign wealth fund in Oct 2012, and intact regional growth story. These strengths are somewhat offset by exposure of the economy to the volatile oil industry, persistent double digital inflation, and lingering political uncertainties owing to a short history of political stability post the civil war concluded in 2002. It is rated as Ba3 and BB- by Moody’s and Fitch respectively.
Beliefs About Wealth – Does Changing Beliefs Actually Change Anything?Do our beliefs about money really affect our spending or saving behaviour? This article lays out a simple, three step process to identify and change negative beliefs about money. It also covers why changing negative beliefs about money is so vital and the consequences if that work is not carried out.
I Don’t Pay Anything for My 401(K), Right?Let this be a wake-up call to those who really think that is the case: the reality is you ARE paying fees, but you’re probably not aware of how much those fees really are. Soon there will be changes coming into effect that will make these fees much more transparent to 401(k) participants and plan sponsors as well.
Thinking of Working With an “Advisor”? Ask This Question FIRSTIf you ask this one question at the beginning, you’ll know whether you can continue the discussion or end it right there and start looking elsewhere: “Are you held to the suitability standard or the fiduciary standard when dealing with your clients”? Want to know what the difference is? Read further.
Six Figure Income Is PossibleThis article looks at how you can position yourself to earning a consistent six figure income. Includes not only how to but why to as well.
How to Select the Best Junior Mining and Exploration CompaniesTo provide you with an overview of what we think are the best mining stocks, we have been screening several hundred stocks over the years. We will not tell you which companies to buy, but we will try to give you an information base, which you can use to quickly screen a rather confusing market. Our goal it to try and help you, the investor, figure out which companies have high investment potential and which are more likely to fail?
Tithing: It’s Easier Than You Think!Struggling to make ends meet? Most people don’t bother to tithe because they never seem to have enough left over after all the bills get paid. The secret to consistent tithing lies in making it your top priority. That 10 percent needs to come off the top, not the bottom! Whether your monthly income is $10,000 or much less than that, you can begin tithing your way to financial peace. Like any undertaking, this is a process. But the results will astound you as you begin letting God have His rightful place in your finances.
Emergency Fund – The First Step To InvestmentAn emergency fund helps you to tide away unexpected expenditure. It bails you out during critical times. Continuing to have investments in lakhs and lakhs of rupees will not make any sense if you do not have a proper plan on your emergency fund. The importance and need to have some amount of money in the bank account has been stressed a lot by our ancestors.
Can We Really Believe The Economists?Yesterday I had the fortune of attending a breakfast presentation hosted by the Airdrie Chamber of Commerce. The guest speaker was the respected economist from ATB Todd Hirsch. To be honest, I had heard his name before, but since we’ve stopped watching the news this was the first time I’d ever heard him speak.
4 Easy Ways That Will Snatch Away Your Hard Earned MoneyIt will take years and years together to build a corpus and a kind of lifestyle that you have desired for the life time. However, it just takes months or even just weeks to lose your hard earned money. There is a wise quote that goes like this, “A stupid person can earn money but only the wise can safeguard it”. So, do you accept this fact? I believe it is 100% true and if you realize the importance of these words, I am sure you will safeguard and will multiply your money tree in the long run.
GIA CertificateA GIA certificate is a document that is issued by the Gemology Institute of America. Each GIA certificate is unique to the diamond that it represents. Every GIA certificate will have a number written down the left hand side of the document. This number will coincide with the number that is indented or lasered into the girdle of the diamond that it corresponds to.
Why Healthcare Professionals Need Automated Electronic Payment SystemsUsing automated electronic payment systems, healthcare providers can make their care more affordable, increase patient acceptance rate, decrease bad debt and improve patient satisfaction. Embracing technology like other industries already have will take medical practices into the 21st century.
Impact of Central Bank Policies and Intervention on Financial MarketsOne of the most talked about topics in the financial industry right now is the deflationary environment in the US and the measures taken by the Fed to counter it. At the same time, many in the financial world are lauding the attempts of Japan’s Prime Minister, Shinzo Abe for his attempts to pull the country of its prolonged recession. However, there are many others who criticise such measures because of their inefficiencies to drive real economic growth.
3 Binary Options Trading Tips for New TradersFundamental knowledge about binary options is needed for one to be successful in binary options trading. Experts usually say that this type of trading is uncomplicated and can be learned very easily.
The Shift From Jewellery to Investment, Are Diamonds the Next Asset to Acquire?Christie’s, the world famous auctioneers has sold a pink diamond the size of your thumbnail to a collector for over $39M. Sotheby’s sold a smaller pink diamond just over three years ago for a staggering $46 million. That is more than any buyer has paid for a canvas by Paul Gauguin or even Camille Pissarro. Is this a sign that the more affluent are looking to diamonds as a viable asset class for wealth storage?