Investing As a Discipline
There is no free lunch in the world of investments. Learn from the history of Stocks and Bonds because: “those who cannot remember the past are condemned to repeat it (George Santayana)”. High investment returns cannot be earned without taking substantial risk. Safe investments produce lower returns. As markets are becoming more volatile and unpredictable, the quest for higher returns is coming at the cost of higher risks only.The Chessboard and the Rules That May Not Be Broken
‘The chess board is the world, the pieces are the phenomena of the universe, the rules of the game are what we call the laws of Nature. The player on the other side is hidden from us. We know that his play is always fair, just and patient. But also we know, to our cost, that he never overlooks a mistake, or makes the smallest allowance for ignorance.’ (From A Liberal Education, 1868) Can we play to win?Perspectives On Philanthropy – Part 1
Do you view philanthropy as the last leg of a comprehensive wealth strategy, the financial “cherry on top?” It’s considered by many to be a deeply personal matter and many individuals and their advisors would just assume it stay that way. However, for those inclined, charitable giving can be more than an optional luxury reserved for excess cash flow and unneeded assets. By developing a disciplined and innovative giving strategy that is integrated with your retirement and wealth transfer goals, your generosity can become more purposeful, impactful and exciting.Go Ahead, Make Your Gift
From an estate planning perspective, now is an ideal time give to family and other beneficiaries. Once 2013 begins, temporary tax exemption levels are likely to expire.Future Businesses: Tips On How To Retire By 40
People are finding ways to establish a good future. Therefore, they are developing ways to expand their resources to make their dream come true.Easy Ways to Save Money Around the House
No need to be overwhelmed by 1001 tips on being frugal. Instead, here are easy steps you can take to start saving money today.5 Reasons I Am Buying And Storing Gold With Hard Assets Alliance
A key component of wealth building is the protection of purchasing power. Buying gold and storing it offshore gives you multiple benefits. Hard Assets Alliance was formed to make this easier for investors to do and give them a higher comfort level than dealing with some unknown foreign firm.How to Change Your Money Paradigm
What is a paradigm? A paradigm, in a general sense is the way we see the world – not in terms of our visual sight, but in terms of perceiving, understanding and interpreting. If we want to make relatively minor changes in our lives, we can, perhaps, appropriately focus on our attitudes and behaviors. But, if we want to make significant change, we need to work on our basic paradigms.Spending, Saving and Investing: Staying Focused in the New Year
We’ve managed to avoid the latest scary financial threat – the fiscal cliff. Largely out of our control, the outcome could have pushed the economy back into recession. Uncertainty over such events can keep us from making important decisions about our own long-term financial goals, such as preparing for retirement. Planning for our future can seem abstract at best. Yet at some point, we will all stop working. We need to set aside the distractions and rely instead upon some solid ideas to keep us pointed in a positive direction. Three key areas to focus on are how we spend, save and invest.How Much Money Is Enough For Retirement?
When saving for retirement, deciding how much one should put away in a pension every month is not easy. Here are a few pointers to help you ensure you have enough money for a comfortable standard of living when your working days come to an end.The Key to Financial Success (Brief)
1. Have a major long term goal. Think about the whole picture, how long you expect to live, what you need for a healthy retirement, what you need for insurances, what kind of lifestyle you want to live, what you want to pass on to family, try to factor in some unforeseen events, etc.New Year’s Resolutions to Last a Lifetime – Open an IRA Today
Each New Year, many of us pause to reflect on our lives, deciding to make positive changes which will impact our future. Common New Year’s resolutions are to eat healthier, quit smoking, or lose weight. Another idea that would similarly work to improve the quality of life for yourself and those you love is to invest in a retirement program.Things To Know Regarding International Investment
Investing across another country is one great way to boost money most especially on nations with high potentials on making your investments grow. By carefully studying the right way to invest your wealth, investors like you would even more profit, twice as you imagined.3 Tips Of Solid Business Financial Advice
Advice on how to manage your business by using the right tools. By managing your tax you can keep your business afloat especially during the financial downturn. Read more to find more helpful tips.How To Perform A 401k Rollover Into An IRA
Typically people plan of a 401k rollover when they are leaving a job in which they had contributed to a 401k plan. At such situation, one generally has three options open to him: he can make no change and keep the 401k in his existing plan, he can cash it out or he can perform a 401k rollover into an IRA (if his new job has a 401k plan, he can also do a rollover to that plan). The IRA in question can either be a Roth IRA, any traditional IRA or a self-directed IRA.