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5 Common Retirement Planning Mistakes And How To Avoid Them

At some point, each of us will wonder when we will be able to stop working. If we are smart and begin our retirement planning early and strategically, that day may come sooner than we would initially expect. Unfortunately, too many people commit major mistakes when it comes to planning for the future. Young folks are particularly short-sighted when it comes to setting money aside for the years down the road. There are a few common mistakes that serve as a good warning. Take a look at the following financial what-not-to-dos:

How to Pay Off Your Home Loan Sooner

Are you looking for ways to save on your home loan? Following these simple tips will put you on the path to paying off your loan sooner or if your goal is to purchase an investment property, creating equity from which you can draw on.

Federal Employees, Are You Financially Ready to Retire?

As a Federal Employee it is critical to know where you stand with your retirement. Do you know when you can retire, what age and years service you need to retire with full benefits? Do you know how to best position you Benefits? Are you contributing to much to your TSP? Are you paying to much into FEGLI? Have you compared your Retirement income to your current income?

Planning Considerations for Those Close to Retirement

For those that are a few years away from retirement, the planning objectives start to shift away from accumulation and growth to income planning and capital preservation. There is simply not a “one size fits all” approach mainly because each set of facts and circumstances is different. For example – those that are bringing debt into retirement must consider ways to pay down that debt prior to retirement. Those that are planning to work part-time must consider the tax implications of their earnings and strategize the most efficient way to take social security benefits.

The Main Advantages of Online Rent Collection

It Is Safer The Federal Trade Commission reveals that about 9 million people will be victimized by identity theft each year – that is about 18 people per minute. When the fraud takes place, the FTC estimates that it would take $500 and half an hour for an average victim to resolve each case of identity theft. Except if your tenant personally hands over the check on a monthly basis, the fastest way to fall prey to these types of crimes is by getting a rent check.

Advantages of Collecting Rent Online

Due to very fast Wi-Fi and mobile apps available these days, people can go online to pay their bills and schedule their appointments. Renters also use such technology to pay on time and manage their funds. Handling payments from wherever you are (with no annoying paper checks) is the new standard.

How To Turn Your Negative Cash Statement Into A Positive Cash Statement

Speaking of cash statements – it is not an impossible task to turn it from negative to positive. There are few tips that you always need to keep in mind to control your cash flow. One of the most important things is to cut down all your unwanted expenses.

Are Your Finances Ready for Fun?

While the best things in life are free, as the saying goes, some of life’s great experiences do have a price tag. If you’re considering fulfilling your childhood dream of hiking the Appalachian Trail or you’re offered tickets to see your favorite team play in the championship game, you know these experiences can be costly. Yet these opportunities can be within financial reach if you have a plan and sufficient funds set aside.

Later Life Mortgages

Later Life Mortgages (Equity Release) – allow older people, who otherwise would not be able to release equity – cash – from their homes, generally by way of a mortgage/remortgage, for whatever reason, to do so. Many (but by no means all) reasons for releasing cash from your property are listed below. The Equity Release market is growing massively as people realise that they may as well be enjoying the growth on the value of their properties, rather than leave all the equity tied up until the last partner passes away especially if they have no close relatives to leave it to – even if they do have relatives people are deciding more and more to enjoy the fruits of their labour – while they can.

Top 5 Binary Option Strategies

Your Binary Options strategy determines whether you will win or lose money as a trader. Consequently, many traders are constantly looking for a better strategy to increase their profits. This begs the questions whether there is such a thing as a perfect Binary Options strategy, and, if so, how to find it. In this article, we will answer this question.

Three Simple Tips to Manage Your Money

Having defined goals, controlling your expenses, and planning are connected. You can develop a plan to achieve your goals and control your expenses.There is always a way to improve your financial situation if you know exactly what to do as a business or private individual.

January’s Financial Stress

Christmas is over and the bills are arriving. It’s time to figure out how you are going to handle the January financial stress. Following are some hints that will help you to get back into control again:

The RESP: Frequently Asked Questions (FAQ)

An RESP is a “Registered Education Savings Plan” and it is a popular tool to save for education. The idea of the RESP is that you would contribute money into an account, and the government would contribute 20% of what you put in up to $500 per year. There are additional grants available, but there are conditions based on having lower income.

10 Ways To Teach Kids About Money

Did your parents teach you about finances when you were growing up? Would this knowledge have made a difference about how much money you have as an adult? Here are ten things you can teach your kids to help them feel confident about money.

10 Personal Finance Tips That Will Change Your Perspective

You’ve heard all of the common financial advice at least 100 times. How about a few tips that you might not have heard before? A new perspective can generate new thoughts, ideas, and actions. A new perspective might change your financial future and your life.

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