Don’t Be Scared to Save
re you spooked at trying to save more money? Everyone knows that the sooner they save, the farther it’ll go in the long run, but saving is more than just spending less, it’s about maximizing your income.What to Do If Your Bank Tells You Your Savings Rate Has Been Reduced, AGAIN!
With returns on cash accounts having fallen by an average of 75 percent since 2012, this article looks at how to grow your money with low risk investments. Leaving your money languishing in the bank is actually shrinking your wealth – you need to make the transition from saver to investor.How You Measure Risk Will Affect the Success of Your Retirement
Read our article on why financial planning tools are dangerous for the well-being of your retirement. We will discuss fear tactics used to sell you and how you can use dynamic, up-to-the-minute risk assessment for your portfolio that will lower your volatility and increase your rate of return.Sometimes Doing What Is Viewed As the Wrong Thing, Is So Right!
The Government have decided not to go ahead with a secondary annuity market in the UK. Some think this is wrong but I think that they have made the right decision on this occasion.Concerned About Having Enough Money For Retirement?
Are you dreaming about retirement or are you having a hard time sleeping at night because you’re not sure when and if that will ever happen? Whether you’re in your 40’s, 50’s, 60’s or even 70’s, you will want to know that there are options for creating and living the retirement you want. If you’re tossing and turning over your retirement concerns every night, this is for you.Endowment Fund Performance Numbers Posted
A few interesting statistics caught my attention recently as I start to look to planning for 2017. Per Pensions and Investment Magazine – the largest educational institutional investors posted their annual portfolio returns for the year ending September 30th. The average returns posted was -1%. The best in bunch was Yale University which posted a positive return of 3.4%.How Can I Pay the Rent?
Through Money Order Money order is a secure form of payment (just like a cashier’s check), and is derived from prepaid funds that are issued by post offices, banks, groceries or drug stores. Though money orders are great for one-time payments, they are not practical for long-term payments for rent since the tenant needs to go out every month to get one. Through Email Transfer or Direct Deposit Since email transfer and direct deposit are easy and convenient to instantly…A Few Ways to Pay the Rent
As a landlord, your return of investment comes in the form of rent. If your property is not leased, it does not earn the income that you need to pay the mortgage. However, many landlords have difficulty in collecting the rent.Tips to Collect Rent and Receive Your Rent Payment on Time
Managing rental properties can be a rewarding business, provided that you are able to manage your cash flow well and collect rent on time. In fact, the biggest factor in your cash flow will be your ability to collect rent on time. Renters are typically stereotyped as people who are not the most responsible when it comes to their finances.8 Tips to Improve Your Financial Communication
What makes a couple successful in their financial relationship? Ameriprise Financial surveyed over 1,500 couples (those married or living together for at least six months) to learn about their money conversations and how they make decisions. The results revealed eight ways you can improve the financial health of your relationship.How Each Generation Makes Its Own Set Of Financial Mistakes
As a financial planner, licensed real estate salesperson, business/ organization analyst, event planner, and financial, organizational, and personal consultant, specializing in planning, budgetary, marketing/ sales, and financial matters/ areas, it is not surprising that many of my informal conversations, end up, being about some financial topic. Last weekend, we had a nice dinner with friends, and the woman (who is a well – respected, apparently successful professional) off – handedly stated, she was a terrible business person. This surprised me, because she is knowledgeable, extremely intelligent, well – known, has a large practice, etc.How to Protect Yourself From “Get Rich Quick” Schemes
How do you differentiate between a legitimate money making idea and a “get rich scheme”? There are indicators that you can use to help you do some homework. You will need to be a detective on this one as there are no short cuts.The Wealth Effect Failure
People tend to increase spending when the prices of their stock market and real estate assets rise. They perceive it as an increase to their financial security. This is known as the wealth effect. The Financial Burdens Survey tells the rest of the story.How To Manage Your Financial Problems After Buying A New Home
Changing your living status can drastically change your lifestyle and your financial problems. But you don’t worry, because you will get the solution if you are cautious about how you spend your money.The Value of the Insurance Review
Why should you speak with your insurance agent each and every year? How Speaking with an Insurance Agent can Help you. What can your insurance broker learn by speaking with you?